Frequently Asked Questions
Interest ranges from 1.48% – 2%* per month or part thereof. Example:
| Pawn Amount | Pawn Date | Redemption Date | Duration | Interest of 1.5% per month |
| RM100 | 1 January 2018 | 15 March 2018 | 2 month and 15 days (considered 3 months) | RM4.50 (RM1.50 monthly) |
Total cost of the loan in the example above is RM104.50.
* Maximum Annual Percentage Rate of not more than 24% per annum.
We accept all kinds of Rolex watch and gold e.g. gold coin, gold bullion, gold accessories.
All individuals who are 18 years and above with a valid ID Document (IC or Passport).
6 months. (Example: Pawn Date = 1 January 2016, Due Date = 30 June 2016)
Yes, you may extend your loan for another 6 months after payment of interest due.
Yes, but only RM0.50 for every Pawn Ticket Issued
If an item is not redeemed after 6 months, it will be auctioned via public auction. Balance after deducting the loan amount, interest and service charge will be returned to the customer (if any).