About Us
Welcome to iPajak, your trusted financial partner since 2013. Our journey began with a commitment to empowering financial futures, and over the years, we’ve proudly provided more than RM500 Million in financial assistance. At iPajak, we’re dedicated to offering fast, easy, and safe financial solutions tailored to meet your needs. Join us in building a financially empowered future.
Based on 1258 reviews
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Very helpful staff as I lost my documents and it already passed the due. They manage to renew for me without further questions.
The first time I came, the service was excellent, easy, and quick. I noticed the staff were always attentive to the presence of customers and greeted them very politely. Good job, guys!
Tila such a helpful staff that helping me in explain everything about the payment and contract procedure. Keep the good work
So smooth 👍🏻 give them thumbs up, Miss Ila did a great job to help me smoothly
Branches Location
0
Financial Assistance
> RM
0
Million
Years in Business
0
Why Choose Us
Friendly and experienced valuer
Open 7 days a week (including Public Holidays)
No credit checks (CTOS), No record in CCRIS
Highest pawn value for your gold and luxury watches
Safe – all items are stored in impenetrable strongroom and is monitored 24/7
All pawn items are insured at 125% their pawn value
Get cash in as fast as 5 minutes*
*Depends on complexity of case
Easy – all we need is your value item and identification
How It Works
Visit the branch
Bring your item(s) you wish to pawn to iPajak together with your IC/ Passport.
01
Get quotation
Our trained valuer will do a quick assessment of on your item(s) and provides you a loan offer.
02
Get the cash
Agree on the offer and receive your cash and a pawn ticket.
03
Disclosure
- Maximum period for repayment is 6 months from the date of pawning. However, additional time can be requested if required by the customer.
- There is no minimum repayment period (i.e. we do not offer loans that require repayment under 61 days).
- Annual Percentage Rate (APR) is not more than 24%.
- For example, RM 1,000.00 loan for 3 months will cost RM45 in interest based on monthly interest of 1.5%. Therefore, the amount required to redeem a pledged item is RM1,045.
